The right amount of coverage depends on your specific circumstances. For life insurance, consider your debts, income replacement needs, and future expenses like college tuition. For home insurance, ensure you have enough to rebuild your home. Our advisors will help assess your needs during a complimentary consultation.
Premiums are based on risk assessment. For auto insurance: driving record, vehicle type, and location. For home insurance: home value, location, and construction. For health insurance: age, tobacco use, and plan type. For life insurance: age, health, and coverage amount. We shop multiple carriers to find you the best rate.
Yes! Bundling policies (like auto and home) typically saves you 10-25% on premiums. We offer multi-policy discounts across all our insurance products. Many clients save significantly by consolidating their insurance needs with Shield Your Plans.
Most policies can be issued within 24-48 hours after application. Some coverages like auto insurance can sometimes provide same-day coverage. Life insurance may take 2-6 weeks depending on medical underwriting requirements. We'll guide you through the process and keep you informed at every step.
Contact us immediately at our 24/7 claims hotline. We'll guide you through the process, help document the incident, and work directly with the insurance carrier to expedite your claim. For emergencies, prioritize safety first, then contact us as soon as possible.
Yes, we're licensed to provide insurance services in all 50 states and Washington D.C. Our network of carriers allows us to offer competitive coverage options regardless of your location. Some specific policy details may vary by state due to regulatory requirements.
Absolutely. Life changes like marriage, children, home purchases, or business growth may require coverage adjustments. We conduct annual policy reviews to ensure your coverage remains appropriate. You can contact us anytime to discuss modifying your policies.
While online sites offer convenience, they lack personalized advice. We provide expert guidance to ensure you have the right coverage, not just the cheapest. When you have a claim, you'll work with a dedicated professional, not a call center. We shop multiple carriers (including those not on comparison sites) to find optimal coverage.